A big thank you to all of our members who attended our 2024 Annual Meeting. We loved reflecting on everything from the past year and discussing our plans for the future. For more information about the state of your credit union, check out our Annual Report.
Carolina Trust Board Chairman Named Designated Pilot Examiner of the Year
Carolina Trust Federal Credit Union is pleased to announce that Board Chairman, Lieutenant Colonel B. Michael Marlowe USAF Retired has been named Designated Pilot Examiner of the Year by the South Carolina Federal Aviation Administration (FAA) Flight Standards District Office (FSDO). Lt. Col. Marlowe was presented his award by Randy DeBerry, FAA District Manager.
A Designated Pilot Examiner (commonly referred to as a DPE) is a senior pilot designated by the FAA to conduct oral examinations and inflight or flight simulator checkrides (collectively called “practical tests”) with pilot applicants to determine their suitability to be issued a Pilot Certificate or additional rating.
Lt. Col. Marlowe has been a board member of Carolina Trust Federal Credit Union for 27 years and has served as a designated pilot examiner for the FAA for 25 years.
Pictured: Board Chairman, Lieutenant Colonel B. Michael Marlowe USAF Retired
Carolina Trust Federal Credit Union Appoints AVP Financial Analyst
Carolina Trust Federal Credit Union is pleased to welcome Heather Elliott to the position of AVP Financial Analyst.
Heather comes to Carolina Trust with twenty-four years of banking experience and has held several different roles, most recently as a Senior Accountant. She is a graduate of Coastal Carolina University with a degree in Finance/Accounting.
She is looking forward to bringing her current knowledge and experience to Carolina Trust and being an integral part of serving our Members and Team Members.
It’s that time of year again. WMBF has started taking nominations for their Best of the Grand Strand contest. We'd love for you to nominate Carolina Trust Federal Credit Union as BEST BANK/MORTGAGE company on the Grand Strand.
Votes are cast via email address so that you can send in one nomination for Carolina Trust as Best Bank, per email address, per day. Only the top five nominees will move on to the official voting round, so nominations are super important. The nomination period will end on 4/14 at the end of the day and the official voting round will begin on 5/6.
You can find Carolina Trust under the Professional Services category> Bank and Professional Services category> Mortgage.
You can nominate daily, so please continue to support your credit union by nominating us each day in both categories. We thank you in advance for your support continuing to do so!
NO PURCHASE IS NECESSARY. Parents/guardians age 18 or older as of February 5, 2024 and their child(ren) ages 5 – 13 who wish to qualify for this contest may submit a 3" x 5" piece of paper to the Credit Union with the following information: name and age of parent/guardian, name and current age of child, date, daytime contact number, mailing address, email address (if applicable), and the words “CCU Play Ball Kid .” In order to be eligible for the drawing(s), a postcard entry must be received by 5:00 pm EST on Wed. February 7th, Wed. February 14th, Wed. February 21st, Wed. February 28th, Wed. March 6th, Wed. March 27th, Wed. April 10th, Wed. April 17th, Wed. May 1st, Sun. May 5th.. Entries will become the property of CTFCU and will not be returned. Limit one (1) entry on behalf of each child during the sweepstakes period.
Fraud Prevention Tips
Scams are everywhere as criminals try to cash in by stealing money or valuable personal information from victims. And given our modern reliance on technologies like smartphones and the internet, if you haven’t been a victim of a scam, you’ve likely been targeted by one. Click herefor more details as well as additional fraud prevention tips and resources.
Just a friendly reminder, Carolina Trust representatives will not request your account information through text or over the phone.
CTFCU Is Here For You
Governmental Affairs Conference (The GAC)
Members of the Carolina Trust Executive team recently attended the CUNA’s Governmental Affairs Conference in Washington, D.C.
Americas Credit Unions Governmental Affairs Conference (The GAC) is the most significant annual event for credit unions. Thousands of industry leaders visit Capitol Hill to meet with our legislators and regulators and lobby for the continued well being of credit unions & our members & make it known we are Americans' best financial partners. At this event, members of our executive team met with United States Representative Ralph Norman, Senator Tim Scott, United States Representative Russell Fry, United States Representative William Timmons, United States Representative Nancy Mace and United States Representative Joe Wilson and thanked them for their support of our credit unions.
Community Counts Charities Gatsby Gala
Employees had a great time at Community Counts Charities Gatsby Gala, which is a fundraising benefit for The Shepherd’s Table of Conway.
Rock Your Socks
In honor of World Down Syndrome Day and friend of The Credit Union, Luke, Carolina Trust employees broke out their wild and crazy socks.
Fee Schedule Revision
Effective May 1, 2024, our fee schedule will be revised. At times, our service fees need to be adjusted to reflect increased costs of doing business. A survey of financial institutions in the area was conducted to determine fee increases. Please see below for a list of the new or changed fees, orclick herefor our full Schedule of Service Fees.
ATM/ Debit Card Replacement - $10.00
Bad Address (assessed monthly) - $5.00
Balance Checking Account/Account Research (per hour) - $20.00
Check Cashing Non-Member** - 5% or $5.00 min.
Official Check Non-Member/Merchant Exchange ** - $10.00
Debit Card Inactivity (per month after 6 months)** - $5.00
Early Account Closure (Within 90 days of open date) - $15.00
Encore Checking (assessed monthly) - $15.00
Escheatment Fee** - $50.00
Inactive Account (assessed monthly) - $10.00
Non-Sufficient Funds(NSF)/Courtesy Pay - overdraft by any means - $32.00
Photocopies (per page) - $1.00
Refinance Existing Auto Loan - $100.00
Returned Deposit Item* - $12.00
Special/Interim Statement (per statement) - $3.00
Stop Payment - $32.00
Tax Levy - $100.00
Wires - Domestic Outgoing - $20.00
Fees are subject to change at the Credit Union’s discretion. Not all services are available on all accounts. Other terms, conditions and restrictions may apply. Fees associated with business services, VISA® credit cards, mortgages and other consumer loans and deposits are disclosed elsewhere. *Additional collection costs may be assessed. ** Indicates newly added fees. Bold lettering indicates increased service fees. This Credit Union Is Federally Insured by NCUA. Carolina Trust is an Equal Housing Lender.
Member Rewards Program
Carolina Trust FCU will be sunsetting its member rewards program in 2024. Accumulation of points will end May 31st, 2024. Points will be available for use until December 31st, 2024
Current Promotions
Hurricane Preparedness
Hurricane Season will be here before you know it, and we want to make sure that you’re prepared. Now is the time to ensure that you have everything that you will need in the event of an emergency. Don’t wait until it's too late.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Carolina Trust Federal Credit Union, PO Box 780004, Myrtle Beach, South Carolina 29578, USA, 8434482133
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