COVID-19 (Coronavirus) Branch Updates Effective as of 10/19/2020
All locations are currently open and operating during normal business hours. Although our lobbies have reopened, we may limit occupancy from time-to-time to ensure social distancing. If you plan to stop by a branch, we encourage you to click the button below to schedule an appointment at your preferred branch. Any updates will be communicated on our website and via social media.
If you enter a branch lobby for service, you will be required to wear a protective face mask or covering. You will be asked to present a valid Photo ID and briefly lower your mask for identification purposes. We appreciate your cooperation as we work to maintain a secure environment for everyone.
As we continue to monitor the developments and impacts of COVID-19 (Coronavirus), our top priority is ensuring the safety of employees and members while continuing to deliver the best service possible. As a friendly reminder, a Carolina Trust representative will not request your account information through text or over the phone.
Carolina Trust Federal Credit Union Announces Retirement of Executive Assistant
Carolina Trust Federal Credit Union Executive Assistant Selma Reburn has announced her retirement. Reburn has been employed by Carolina Trust since February 1987. During her time at Carolina Trust, she has held several positions: Teller, Member Service Representative, Member Service Representative Supervisor, Membership Development Assistant, Assistant Branch Manager, Administrative Assistant, and most recently, Executive Assistant.
We recently aired a special Living Local Carolina segment to honor Selma and her service to Carolina Trust. You can check it out here:
WBTW Living Local
Pictured above: Rainee Romero, WBTW Living Local Carolina Show Host and August, Carolina Trust Brand Ambassador
Living Local Carolina, Show Host/Producer Rainee Romero joined us for the filming of our new credit card commercial and got some really cool behind the scenes footage.
Pictured L to R: Marcello Milone, Friend of the Credit Union; David Welborn, AVP Commercial Lending; Steve Sapia, Friend of the Credit Union; David Turner, Friend of the Credit Union
Myrtle Beach Veterans Day Golf Classic
We were a proud sponsor of the Tunnel to Towers Foundation Myrtle Beach Veterans Day Golf Classic. We love being able to support local non-profit organizations, especially those with ties to our service men and women.
Pictured Left: Sarah Mathias-Perry, Training and Product Specialist and Chris Naylor, Chief Operations Officer. Pictured Right: David Welborn, AVP Commercial Lending and Tyler Patton, Mortgage Loan Processor
Surfside Rotary Turkey Trot
We were a proud sponsor of the Surfside Rotary Turkey Trot. A big thank you to all of our employees who represented the credit union in the race on Thanksgiving Day.
Blog Posts
Support a Small Business, Shop Local
With the holidays right around the corner, I'm sure you've made your shopping list and checked it twice. Although sometimes it's easy to load up your Amazon cart with everything you need and have it on your doorstep in two days, I would encourage you to look into local businesses as an alternative for some of your gifts this year.
How Our Members Saved $80,000 Over the Life of Their Mortgage
With close proximity to the beach, beautiful weather year-round, and friendly people, the Grand Strand area is an ideal place for many northerners looking to relocate.
On a recent segment of Living Local Carolina, we sat down with Carolina Trust member, Phil Adikes, who recently relocated from New York and built his dream home with the help of the Carolina Trust Mortgage department.
Carolina Trust Federal Credit Union and HTC, Inc. have partnered to offer scholarship awards to two graduating high school seniors within Horry, Georgetown, Marion, Williamsburg, or the southern part of Florence County. Two $1,000 scholarships will be awarded to two rising college freshmen attending either Coastal Carolina University or Francis Marion University for their four-year degree. The scholarships may be renewed for three consecutive years in the amount of $500 per year should the award recipients continue to meet qualifying criteria. The total scholarship amount each student may receive over a four-year period is $2,500. All materials must be postmarked by March 5, 2021.The two scholarship recipients for the 2021-2022 academic year will be announced in May 2021. Please visit our website to download a Key Scholarship Application.
News and Updates
Holiday Skip A Pay
The holidays are quickly approaching and so could mounting monthly expenses. To help provide some holiday relief, you may choose to skip your Carolina Trust loan payment during December 2020 or January 2021 for just $25.00.*
*The $25 fee must be received before the payment date will be changed. I understand by electing to participate in the Holiday Skip-A-Payment Program, interest will continue to accrue on my outstanding principal balance at the contractual interest rate, and the term of my loan may be extended. All terms and conditions will remain the same, but the final payment or maturity date of my loan may be different because of my Holiday Skip-A-Payment. I understand that the terms of any Credit Life and/or Disability Insurance coverage, GAP, Extended Warranty, or any other payment collateral protection coverages purchased in connection with the original obligation will not be extended for the additional term provided with this authorization. Modified loans, mortgage loans, home equity loans or lines of credit, previously modified loan, personal line of credit and VISA Credit Card payments are not eligible. The loan must not have been delinquent in the past twelve months and must be open for at least 6 months. Other restrictions may apply.
Payments from your IRA are subject to federal income tax withholding, unless you elect no withholding. You may change your withholding election at any time prior to your receipt of a payment. To change your withholding election, complete the appropriate form provided by your Credit Union. Withholding from IRA payments, when combined with other withholding, may relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient. For more details, contact Carolina Trust at 843.448.2133, ext. 3.
Christmas Club Account
Consider opening a Carolina Trust Christmas Club account to save for holiday expenses throughout the year while earning a competitive rate on your deposits. Monthly deposits may be made via direct deposit, payroll deduction, or at the Credit Union. Your Christmas Club balance will automatically transfer to your checking or savings account on November 1st.
Reminders
All branches will be closing at 1:00pm on Thursday, December 24th and will be closed on Friday, December 25th in observance of the Christmas holiday. We will also be closed on Friday, January 1, 2021 in observance of New Year's Day.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Carolina Trust Federal Credit Union, PO Box 780004, Myrtle Beach, South Carolina 29578, USA, 8434482133
