News and Updates

COVID-19 (Coronavirus) Branch Updates
Effective as of 12/01/2021

Our branch locations are currently open and operating during normal business hours. If you plan to stop by a branch, protective masks are recommended, and member appointments are highly encouraged since lobby capacity may be limited to ensure social distancing. You may click the button below to schedule an appointment at your preferred branch. 

When entering a branch lobby for service, if wearing a face mask or covering, you will be asked to present a valid Photo ID and briefly lower your mask for identification purposes. We appreciate your cooperation as we work to maintain a secure environment for everyone. Our top priority is ensuring employees' and members' safety while delivering the best service possible. Any updates will be communicated on our website and via social media.

Carolina Trust Federal Credit Union President/CEO Joins the Myrtle Beach Bowl Executive Committee

Carolina Trust Federal Credit Union President/CEO B. Timothy Carlisle was recently invited to join the Myrtle Beach Bowl Executive Committee.

The inaugural Myrtle Beach Bowl kicked off in December 2020 at Brooks Stadium on Coastal Carolina University’s campus. Set again for this year, the Myrtle Beach Bowl will return to Brooks Stadium on December 20th. This postseason competition features matchups from three conference partners – Conference USA, Mid-American Conference (MAC), and Sun Belt Conference.

 “I am honored and excited to be a part of the Myrtle Beach Bowl Executive Committee.  Myrtle Beach has always been a hot spot for golf, fishing and water sports and the Myrtle Beach Bowl is a great addition to our community’s sports tourism,” said Carlisle.

Pictured Above: Tim Carlisle, Carolina Trust President/CEO.

Carolina Trust Federal Credit Union Employees Graduate from the Carolinas Credit Union League Leadership Development Institute

Carolina Trust Federal Credit Union Mortgage Loan Officer, Jasmine Book and Accountant, Bruce Dawson recently graduated from the Carolinas Credit Union League Leadership Development Institute.

Leadership Development Institute (LDI) is designed to empower current and rising credit union leaders with modern strategies for developing leadership skills and critical thinking. Through partnership with the Center for Leadership Studies’ (CLS) and top instructors in the industry, LDI features a custom curriculum to provide sustained development of influential and effective credit union leaders in the Carolinas. Students enrolled in LDI work towards developing new insight, abilities and strategies to integrate within their credit unions.

Pictured Above: Jasmine Book, Mortgage Loan Officer and Bruce Dawson, Accountant

WBTW Living Local Carolina Financial Friday

Pictured Above: Rainee Romero, Living Local Carolina Show Host; Jim McManus, Director of Christian Mission Outreach; Rachel Quigley, Executive Director of the Myrtle Beach Bowl; and August,  Carolina Trust Brand Ambassador

On a recent segment of Living Local Carolina, we had our November Living Local Carolina Financial Friday Community Panel, featuring special guests Rachel Quigley, Executive Director of the Myrtle Beach Bowl and Jim McManus, Director of Christian Mission Outreach.

CTFCU Is Here For You

Annual Christmas Charity for Children

Carolina Trust is a sponsor of Fred Nesta's annual Christmas Charity. Our 21st Ave. branch will serve as a drop off location for toys donated to families in need. This annual holiday charity is also supported by King One Properties International, Rape Crisis Center, Horry County Sheriff's Office, and The Sherriff's Foundation. 

Camp Cole

Surfside Rotary Turkey Trot

We were a proud sponsor of the Surfside Area Rotary Turkey Trot! A few of our staff members participated in the event and had a great time running alongside so many others!

Conway Rotary Reindeer Run

We were a proud sponsor of the Conway Rotary Reindeer Run. This race is the main fundraiser for the Conway Rotary Club, who does so many wonderful things for our community. Click here to learn more.

Blog Posts

How to Stay on Budget During the Holiday Season

It's officially the most wonderful time of the year! However, as wonderful as the holiday season is, it can bring about many expenses that can cause you to bust your budget. If you need help saving on holiday gifts, travel, and meals, check out this recent segment of Living Local Carolina Financial Friday, where I share a few of my holiday saving tips.

It's Not That Simple

Art Alexakis once said, "Living isn't a simple thing... no one said it's supposed to be."

We can all probably agree that life isn't simple; it's filled with ups and downs, stressors, problems, and situations that make it complicated. However, if we know that life isn't simple, why do we constantly try to simplify it? We come up with one size fits all solutions and expect them to simplify our issues..

Key Scholarship

Carolina Trust Federal Credit Union and HTC, Inc. have partnered to offer scholarship awards to two graduating high school seniors within Horry, Georgetown, Marion, Williamsburg, or the southern part of Florence County. Two $1,000 scholarships will be awarded to two rising college freshmen attending either Coastal Carolina University or Francis Marion University for their four-year degree. The scholarships may be renewed for three consecutive years in the amount of $500 per year should the award recipients continue to meet qualifying criteria. The total scholarship amount each student may receive over a four-year period is $2,500. All materials must be postmarked by March 4, 2022.The two scholarship recipients for the 2022-2023 academic year will be announced in May 2022. Please visit our website to download a Key Scholarship Application.

News and Updates

Holiday Skip-A-Pay

This holiday season, you may be concerned about increased monthly expenses. Let us help lighten the load. During the months of December and January, ask about skipping your Carolina Trust vehicle or personal loan payment for just $25*! Certain restrictions apply to this special promotion.

*Fee must be received before payment date will be changed. Modified loans, mortgage loans, home equity loans or lines of credit, previously modified loan, personal line of credit and VISA Credit Card payments are not eligible. The loan must not have been delinquent in the past twelve months and must be open for at least 6 months. Other restrictions may apply. 

Important IRA Tax Withholding Information

Payments from your IRA are subject to federal income tax withholding, unless you elect no withholding. You may change your withholding election at any time prior to your receipt of a payment. To change your withholding election, complete the appropriate form provided by your Credit Union. Withholding from IRA payments, when combined with other withholding, may relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient. For more details, contact Carolina Trust at 843.448.2133, ext. 3.

Christmas Club Account

Reminders

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency