Carolina Trust Federal Credit Union Appoints VP Strategic Initiatives
Carolina Trust Federal Credit Union is pleased to welcome Kathy Cook to the position of VP Strategic Initiatives.
Kathy returns to Carolina Trust after working as Operations Officer for the credit union from 1999-2012. She has over 25 years of credit union experience and has held several roles, most recently as Director of Digital Experience.
She is looking forward to bringing her current knowledge and experience back to Carolina Trust and being an integral part of serving our Members and Team Members.
Pictured: Kathy Cook, VP Strategic Initiatives
Scholarship Opportunities
Carolina Trust actively demonstrates the credit union philosophy People Helping People in the communities we serve. We are honored to partner with several organizations to provide deserving students with financial assistance to achieve their higher education goals.
We're proud to announce that for the second year, Carolina Trust will partner with the Carolinas Credit Union Foundation for the Carolina Trust Federal Credit Union Community Service Scholarship ($5,000.00) and the Carolina Trust Federal Credit Union Legacy Scholarship ($5,000.00).
In addition, Carolina Trust Federal Credit Union and Horry Telephone Cooperative, Inc. (HTC) have partnered to offer two scholarship awards to local graduating high school seniors who wish to continue their education at either Coastal Carolina University (CCU) or Francis Marion University (FMU). Two $5,000 scholarships will be awarded to rising college freshmen seeking a four-year degree from CCU or FMU.
The holiday season is underway and more than ever, consumers will shop by mail, phone, and the Internet. This means greater opportunities for thieves who hope shoppers will drop their guard in pursuit of bargains and hard-to-find items. Protect yourself from fraud for a happy holiday season. Click herefor more details as well as additional fraud prevention tips and resources.
Just a friendly reminder, Carolina Trust representatives will not request your account information through text or over the phone.
WBTW Living Local Carolina
On the November Financial Friday Community Panel, Brand Ambassador, Always August was joined by special guests Rachel Quigley, Executive Director of the Myrtle Beach Bowl and Dale Steele, Former College Football Coach and Myrtle Beach Bowl Advisor.
Pictured L to R: Fred Nesta, Horry County Fundraising Chair for the Family Justice Center; Always August, Carolina Trust Brand Ambassador; Tim Carlisle, Carolina Trust President/CEO
Holiday Donations
For the sixth year, Carolina Trust is proud to assist with the annual Santa's Village Toy Drive. As part of our partnership, we will accept toy donations for the program at our Horry County branches. We donated gift cards, which will be given to older children and used to purchase gifts on children's wish lists this year.
In addition, the credit union also made holiday donations to Brunswick Family Assistance, Help4Kids, and the Grand Strand Young Professionals Subs for Santa program.
Pictured L to R: Sarah Mathias-Perry, HR Specialist; Amanda Heath, Executive Assistant to President/CEO
Surfside Rotary Turkey Trot
We were a proud sponsor of the Surfside Area Rotary Turkey Trot! A few of our staff members participated in the event and had a great time running alongside so many others!
Holiday Skip-A-Pay
To help provide some holiday relief, you may choose to skip your Carolina Trust loan payment during December 2023 or January 2024 for just $25.00*. Interest will continue to accrue on a skipped loan payment and other restrictions may apply.
*Modified loans, mortgage loan, home equity loan/LOC, previously modified loan and VISA credit card payments are excluded. If it is a joint loan, both signatures are required before it is reviewed for approval. A payment cannot have been skipped on this loan within the past 12 months. The loan must not have been delinquent in the past twelve months and must be open for at least six months. Fee must be received before payment date will be changed.
Consider opening a Carolina Trust Christmas Club accountto save for holiday expenses throughout the year while earning a competitive rate on your deposits. Monthly deposits may be made via direct deposit, payroll deduction, or at the Credit Union. Your Christmas Club balance will automatically transfer to your checking or savings account on November 1st.
Important IRA Tax Withholding Information
Payments from your IRA are subject to federal income tax withholding, unless you elect no withholding. You may change your withholding election at any time prior to your receipt of a payment. To change your withholding election, complete the appropriate form provided by your Credit Union. Withholding from IRA payments, when combined with other withholding, may relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient. For more details, contact Carolina Trust at 843.448.2133, ext. 3.
Current Promotions
TruStage Auto and Home Insurance Program
Did you know that one of the benefits of your credit union membership is access to the TruStage™ Auto & Home Insurance program?
TruStage works with a large, national insurance provider to offer competitive rates, outstanding service and a variety of car insurance options.
Many members could save money.
In just a few minutes, find out how much you could save—with no pressure and no obligation.
To learn more, you can get a free quote online or call to speak with a representative toll-free 1-855-589-2146.
Credit unions like ours make TruStage available because of our long-standing commitment to providing members with value, honesty and knowledgeable support. We strive to exceed your expectations every day, with every call, every question and every claim. Join more than 37 million consumers who rely on TruStage to help protect what matters most. As part of your financial planning, we invite you to discover how these products and programs might be right for you.
Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states.
Reminders
All branches will be closed on Monday, December 25th in observance of Christmas Day and Monday, January 1st in observance of New Year's Day.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Carolina Trust Federal Credit Union, PO Box 780004, Myrtle Beach, South Carolina 29578, USA, 8434482133
