Carolina Trust Board Chairman Honored with The Wright Brothers Master Pilot Award
Carolina Trust Federal Credit Union is pleased to announce that Board Chairman, Lieutenant Colonel B. Michael Marlowe USAF Retired has been honored with The Wright Brothers Master Pilot Award.
The Wright Brothers Master Pilot Award is the most prestigious award the FAA issues to pilots certified under Title 14 of the Code of Federal Regulations (14CFR) part 61. This award, named after the Wright Brothers, is to recognize individuals who have exhibited exemplary aviation expertise, distinguished professionalism, and steadfast commitment for at least 50 years of piloting experience, or 50 or more years combined experience in both piloting and aircraft operations.
In his flying career of over 50 years, Col. Marlowe has received several awards and held several esteemed positions, including Designated Flight Examiner of the Year, South Carolina Aeronautics Commission Secretary, Chairman of the SCAA Legislature Committee, and was the Horry County Department of Airports General Aviation Manager, where he was recognized in 2003 as the Top General Aviation Airport Manager for the Southeast Region.
Col. Marlowe has been a board member of Carolina Trust Federal Credit Union for 27 years and currently holds the role of Board Chairman.
Pictured: Carolina Trust Board Chairman, Lieutenant Colonel B. Michael Marlowe USAF Retired
Scholarship Opportunities
Carolina Trust actively demonstrates the credit union philosophy People Helping People in the communities we serve. We are honored to partner with several organizations to provide deserving students with financial assistance to achieve their higher education goals.
We're proud to announce that for the third year, Carolina Trust will partner with the Carolinas Credit Union Foundation for the Carolina Trust Federal Credit Union Community Service Scholarship ($5,000.00) and the Carolina Trust Federal Credit Union Legacy Scholarship ($5,000.00).
In addition, Carolina Trust Federal Credit Union and Horry Telephone Cooperative, Inc. (HTC) have partnered to offer two scholarship awards to local graduating high school seniors who wish to continue their education at either Coastal Carolina University (CCU) or Francis Marion University (FMU). Two $5,000 scholarships will be awarded to rising college freshmen seeking a four-year degree from CCU or FMU.
The holiday season is underway and more than ever, consumers will shop by mail, phone, and the Internet. This means greater opportunities for thieves who hope shoppers will drop their guard in pursuit of bargains and hard-to-find items. Protect yourself from fraud for a happy holiday season. Click herefor more details as well as additional fraud prevention tips and resources.
Just a friendly reminder, Carolina Trust representatives will not request your account information through text or over the phone.
CTFCU Is Here For You
Low Country Food Bank
At Carolina Trust, we are people serving people to our core. A big thank you to several of our employees who represented us with their volunteer service at the Low Country Food Bank.
Lydia's Nest
A big thank you to several of our employees who represented the credit union recently volunteering at Lydia's Nest. Lydia's Nest is a local resource and community development center that serves the Pee Dee region.
Surfside Rotary Turkey Trot
We were a proud sponsor of the Surfside Area Rotary Turkey Trot! A few of our staff members participated in the event and had a great time running alongside so many others!
Santa's Village Toy Drive
For the seventh year, Carolina Trust is proud to assist with the annual Santa's Village Toy Drive. As part of our partnership, we will be accepting toy donations for the program at our Horry County branches now through December 18th.
Holiday Skip-A-Pay
To help provide some holiday relief, you may choose to skip your Carolina Trust loan payment during December 2024 or January 2025 for just $25.00*. Interest will continue to accrue on a skipped loan payment and other restrictions may apply.
*Fee must be received before payment date will be changed. Modified loans, mortgage loans, home equity loans or lines of credit, previously modified loan, personal line of credit and VISA Credit Card payments are not eligible. If it is a joint loan, both signatures are required before it is reviewed for approval. The loan must not have been delinquent 60 or more days in the past twelve months and must be open for at least 6 months. Other restrictions may apply.
Consider opening a Carolina Trust Christmas Club accountto save for holiday expenses throughout the year while earning a competitive rate on your deposits. Monthly deposits may be made via direct deposit, payroll deduction, or at the Credit Union. Your Christmas Club balance will automatically transfer to your checking or savings account on November 1st.
Member Rewards Program
Carolina Trust FCU will be sunsetting its member rewards program in 2024. Accumulation of points ended on May 31st, 2024. Points will be available for use until December 31st, 2024.
Important IRA Tax Withholding Information
Payments from your IRA are subject to federal income tax withholding, unless you elect no withholding. You may change your withholding election at any time prior to your receipt of a payment. To change your withholding election, complete the appropriate form provided by your Credit Union. Withholding from IRA payments, when combined with other withholding, may relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient. For more details, contact Carolina Trust at 843.448.2133, ext. 3.
Current Promotions
TruStage Auto and Home Insurance Program
Did you know that one of the benefits of your credit union membership is access to the TruStage™ Auto & Home Insurance program?
TruStage works with a large, national insurance provider to offer competitive rates, outstanding service and a variety of car insurance options.
Many members could save money.
In just a few minutes, find out how much you could save—with no pressure and no obligation.
To learn more, you can get a free quote online or call to speak with a representative toll-free 1-855-589-2146.
Credit unions like ours make TruStage available because of our long-standing commitment to providing members with value, honesty and knowledgeable support. We strive to exceed your expectations every day, with every call, every question and every claim. Join more than 37 million consumers who rely on TruStage to help protect what matters most. As part of your financial planning, we invite you to discover how these products and programs might be right for you.
Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states.
Reminders
All branches will be closing at 1:00pm on Tuesday, December 24th, and will be Closed on Wednesday, December 25th in observance of Christmas Day and Wednesday, January 1st in observance of New Year's Day.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Carolina Trust Federal Credit Union, PO Box 780004, Myrtle Beach, South Carolina 29578, USA, 8434482133