Carolina Trust Federal Credit Union Announces Employee Promotions
Judy Lerry and Brian Dugan have been appointed to the positions of Mortgage Loan Officers.
Judy has been with Carolina Trust since August 2015, where she held the position of Member Service Representative at both the Little River and 21st Ave. branches. Prior to joining the credit union, she worked as a Financial Services Representative with another credit union.
Brian has been with Carolina Trust since July 2021, where he held the position of Member Service Representative at our Holmestown Rd. branch. Prior to joining the credit union, he worked as a Member Advocate with another credit union.
Pictured Above from Left to Right: Judy Lerry, Mortgage Loan Officer and Brian Dugan, Mortgage Loan Officer.
Carolina Trust Federal Credit Union President/CEO Appointed to The Coastal Foundation Board
Carolina Trust Federal Credit Union President/CEO B. Timothy Carlisle was recently appointed to the Coastal Foundation Board.
The Coastal Foundation Board is an Advisory Board to the McLeod Health Foundation Board. The board consists of 16 members who oversee the Foundation for the Coastal region. The mission of the Foundation is to generate philanthropic support to perpetuate medical excellence at McLeod Health. The Foundation is chartered to raise philanthropic funds, manage and invest these funds, and grant funds in support of Board-approved funding priorities and according to the intent of the donor. The McLeod Health Foundation works towards the shared vision of McLeod Health to improve the health status of people in the Northeastern South Carolina and Southeastern North Carolina.
“Being appointed to this board is a privilege, and I’m committed to supporting initiatives that advance quality, compassion, and innovation in healthcare in our communities,” said Carlisle.
Carolina Trust Federal Credit Union VP Accounting/Finance Graduates from the Carolinas Credit Union League Leadership Development Institute
Carolina Trust Federal Credit Union VP Accounting/Finance, Mary Carey recently graduated from the Carolinas Credit Union League Leadership Development Institute.
Leadership Development Institute (LDI) is designed to empower current and rising credit union leaders with modern strategies for developing leadership skills and critical thinking. Through partnership with the Center for Leadership Studies’ (CLS) and top instructors in the industry, LDI features a custom curriculum to provide sustained development of influential and effective credit union leaders in the Carolinas. Students enrolled in LDI work towards developing new insight, abilities and strategies to integrate within their credit unions.
Pictured Above: Tim Carlisle, President/CEO; Mary Carey, VP Accounting/Finance; Timothy S. Vogel, Chief Financial Officer
New Seriously Simple Checking Accounts
Learn more about our seriously simple checking lineup from Brand Ambassador, Always, August.
SMS Updates
Carolina Trust is now participating in SMS text messaging. If you are an existing Carolina Trust member and Primary accountholder, with your membership onboarding package, you have already opted-in to receive text alerts, so you do not need to do anything else to opt-in to these messages. You will begin to receive occasional text message alerts from Carolina Trust Federal Credit Union regarding pressing information such as branch closures via the phone number +1 (912)-616-4634. Please save this number in your contacts as Carolina Trust so that you will know that it is from us. If you are a joint member, you will need to fill out the form on our on our website to opt-in
REMINDER: Carolina Trust representatives will not request your account information through text or over the phone. If you receive a text that appears to be from us asking for your account information, please report it to our Member Services Center at 843-448-2133, ext. 3.
Fraud Prevention Tips
The holiday season is underway and more than ever, consumers will shop by mail, phone, and the Internet. This means greater opportunities for thieves who hope shoppers will drop their guard in pursuit of bargains and hard-to-find items. Protect yourself from fraud for a happy holiday season. Click herefor more details as well as additional fraud prevention tips and resources.
Just a friendly reminder, Carolina Trust representatives will not request your account information through text or over the phone.
Scholarships
Carolina Trust actively demonstrates the credit union philosophy People Helping People in the communities we serve. We are honored to partner with several organizations to provide deserving students with financial assistance to achieve their higher education goals.
We're proud to announce that Carolina Trust will partner with the Carolinas Credit Union Foundation for the Carolina Trust Federal Credit Union Community Service Scholarship ($5,000.00) and the Carolina Trust Federal Credit Union Legacy Scholarship ($5,000.00) again this year.
In addition, Carolina Trust Federal Credit Union and HTC have partnered to offer two scholarship awards to local graduating high school seniors who wish to continue their education at either Coastal Carolina University (CCU) or Francis Marion University (FMU). Two $5,000 scholarships will be awarded to rising college freshmen seeking a four-year degree from CCU or FMU.
We were a proud sponsor of the Surfside Area Rotary Turkey Trot! A few of our staff members participated in the event and had a great time running alongside so many others!
Lydia's Nest
A big thank you to Quentin Pickett, Director Facilities Management who represented the credit union recently volunteering at Lydia's Nest. Lydia's Nest is a local resource and community development center that serves the Pee Dee region.
Holiday Skip-A-Pay
To help provide some holiday relief, you may choose to skip your Carolina Trust loan payment during December 2025 or January 2026 for just $30.00*. Interest will continue to accrue on a skipped loan payment and other restrictions may apply.
*The $30 fee must be received before payment date will be changed. By electing to participate in the Holiday Skip-A-Payment Program, interest will continue to accrue on the outstanding principal balance at the contractual interest rate of the loan, and the term of the loan may be extended. All terms and conditions will remain the same, but the final payment or maturity date of the loan may be different because of the Holiday Skip-A-Payment. The terms of any Credit Life and/or Disability Insurance Coverage, GAP, Extended Warranty, or any other payment collateral protection coverages purchased in connection with the original obligation will not be extended for the additional term provided with this authorization. Modified loans, mortgage loans, home equity loans or lines of credit, previously modified loan, personal line of credit and VISA Credit Card payments are not eligible. If it is a joint loan, both signatures are required before it is reviewed for approval. The loan must not have been delinquent 60 or more days more than twice in the past twelve months and must be open for at least 6 months. Other restrictions may apply.
Christmas Club Account
Consider opening a Carolina Trust Christmas Club accountto save for holiday expenses throughout the year while earning a competitive rate on your deposits. Monthly deposits may be made via direct deposit, payroll deduction, or at the Credit Union. Your Christmas Club balance will automatically transfer to your checking or savings account on November 1st.
Important Tax Information
Under recent federal law changes, interest paid on certain new vehicle loans may be deductible on your federal income tax return for tax years 2025–2028, even if you claim the standard deduction. To qualify, the vehicle must be new, purchased for personal use, and meet other IRS requirements. Please consult IRS guidance or a tax professional for details. We will provide an annual statement of interest paid as required by law.
TruStage Auto and Home Insurance Program
Did you know that one of the benefits of your credit union membership is access to the TruStage™ Auto & Home Insurance program?
TruStage works with a large, national insurance provider to offer competitive rates, outstanding service and a variety of car insurance options.
Many members could save money.
In just a few minutes, find out how much you could save—with no pressure and no obligation.
To learn more, you can get a free quote online or call to speak with a representative toll-free 1-855-589-2146.
Credit unions like ours make TruStage available because of our long-standing commitment to providing members with value, honesty and knowledgeable support. We strive to exceed your expectations every day, with every call, every question and every claim. Join more than 37 million consumers who rely on TruStage to help protect what matters most. As part of your financial planning, we invite you to discover how these products and programs might be right for you.
Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states.
Carolina Trust is a proud supporter of the Santa's Village Toy Drive and will have donation bins at all of our Horry County branches. Please see below for a list of items they are requesting.
Current Promotions
Reminders
All branches will be closing at 12:00pm on Wednesday, December 24th, and will be Closed on Thursday, December 25th in observance of Christmas Day and Thursday, January 1st in observance of New Year's Day.
Digital Banking Access: Carolina Trust members may be asked occasionally to reset their digital banking password. As a reminder, Carolina Trust representatives will not request your account information through text or over the phone.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Carolina Trust Federal Credit Union, PO Box 780004, Myrtle Beach, South Carolina 29578, USA, 8434482133
