The 2025 Annual Meeting for Carolina Trust will be held on Thursday, March 27th at Horry Georgetown Technical College Burroughs and Chapin Auditorium. Due to limited seating, we request that you RSVP using the link below. We hope you'll join us to learn more about the state of your Credit Union.
The Nominating Committee has selected individuals from the Carolina Trust membership as nominees for Board of Director vacancies based on their qualifications and willingness to serve. Click herefor more information about the annual meeting, descriptions of each nominee and nomination eligibility.
Press Releases
Carolina Trust Federal Credit Union Continues West Zone Sponsorship at the Myrtle Beach Bowl Game
Carolina Trust was the proud sponsor of the West Zone again this year at the 2024 Myrtle Beach Bowl Game. The 5th annual Myrtle Beach Bowl, featuring Coastal Carolina University and University of Texas at San Antonio took place at Brooks Stadium on December 23rd, 2024. This postseason competition features matchups from three conference partners – Conference USA, Mid-American Conference (MAC), and Sun Belt Conference.
“The Myrtle Beach Bowl is a great addition to our community’s sports tourism, and I’m honored that Carolina Trust can play a part in expanding that through our sponsorship for years to come,” said Tim Carlisle, Carolina Trust President/CEO.
Pictured: Brand Ambassador, Always August; President/CEO, Tim Carlisle; Board Chairman, B. Michael Marlowe; Chief Development Officer, Jessica Wilson
Carolina Trust Federal Credit Union Announces Employee Promotions
Nick Jones and Evelyn Ramirez have been appointed to the positions of AVP Lending Solutions and Senior Underwriter.
Nick has been with Carolina Trust since September 2023, where he has held the position of Member Solutions Manager. Prior to joining the credit union, he worked in several different lending and collections positions with both credit unions and banks.
Evelyn has been with Carolina Trust for over 20 years, where she has held a variety of different roles, giving her a great deal of knowledge about the different aspects of the credit union. Most recently, she has worked in our Underwriting department, which she joined upon its establishment in 2017.
Pictured Above from Left to Right: Nick Jones, AVP Lending Solutions and Evelyn Ramirez, Senior Underwriter.
Account Aggregation
See all of your accounts in one secure place with our new account aggregation feature. Linking your accounts gives you a safe, secure, and efficient way to view your personal finances in your Carolina Trust Digital Banking. You can link your investments, bank accounts, credit cards, and bills from other financial institutions in just a few steps.
Carolina Trust actively demonstrates the credit union philosophy People Helping People in the communities we serve. We are honored to partner with several organizations to provide deserving students with financial assistance to achieve their higher education goals.
We're proud to announce that for the third year, Carolina Trust will partner with the Carolinas Credit Union Foundation for the Carolina Trust Federal Credit Union Community Service Scholarship ($5,000.00) and the Carolina Trust Federal Credit Union Legacy Scholarship ($5,000.00).
In addition, Carolina Trust Federal Credit Union and Horry Telephone Cooperative, Inc. (HTC) have partnered to offer two scholarship awards to local graduating high school seniors who wish to continue their education at either Coastal Carolina University (CCU) or Francis Marion University (FMU). Two $5,000 scholarships will be awarded to rising college freshmen seeking a four-year degree from CCU or FMU.
Scams are everywhere as criminals try to cash in by stealing money or valuable personal information from victims. And given our modern reliance on technologies like smartphones and the internet, if you haven’t been a victim of a scam, you’ve likely been targeted by one. Click herefor more details as well as additional fraud prevention tips and resources.
Just a friendly reminder, Carolina Trust representatives will not request your account information through text or over the phone.
CTFCU Is Here For You
McLeod Fellows Program
Our President/CEO Tim Carlilse participated in the McLeod Fellows program. McLeod Fellows is a chance for community leaders to get a behind the scenes look at medicine and to explore the complex issues driving healthcare today while demonstrating the continuing need for philanthropy. Throughout the program, participants have one-of-a-kind experiences and gain insight into medical and technological advances through access to areas of McLeod Health.
Low Country Food Bank
At Carolina Trust, we are people serving people to our core. A big thank you to several of our employees who represented us during the holiday season with their volunteer service at the Low Country Food Bank.
Beach Ball Classic
Carolina Trust was a proud sponsor of the 44th Annual Beach Ball Classic. This tournament brings in the finest high school basketball teams from around the country to compete for the coveted Championship Trophy while entertaining thousands of citizens from the Grand Strand Community and beyond.
Santa's Village Toy Drive
For the seventh year, Carolina Trust was proud to assist with the annual Santa's Village Toy Drive. As part of our partnership, we accepted toy donations for the program at our Horry County branches. We donated gift cards, which were given to older children and used to purchase gifts on children's wish lists. We want to thank all those who donated for helping to provide families in the Grand Strand with a wonderful Christmas.
Holiday Skip-A-Pay
To help provide some holiday relief, you may choose to skip your Carolina Trust loan payment during January 2025 for just $25.00*. Interest will continue to accrue on a skipped loan payment and other restrictions may apply. Deadline for Holiday Skip-A-Pay is 1/31/2025.
*Fee must be received before payment date will be changed. Modified loans, mortgage loans, home equity loans or lines of credit, previously modified loan, personal line of credit and VISA Credit Card payments are not eligible. If it is a joint loan, both signatures are required before it is reviewed for approval. The loan must not have been delinquent 60 or more days in the past twelve months and must be open for at least 6 months. Other restrictions may apply.
Consider opening a Carolina Trust Christmas Club accountto save for holiday expenses throughout the year while earning a competitive rate on your deposits. Monthly deposits may be made via direct deposit, payroll deduction, or at the Credit Union. Your Christmas Club balance will automatically transfer to your checking or savings account on November 1st.
Sallie Mae Student Loans
At Carolina Trust, we want to help you, or your special student, finance college aspirations. Whether you’re an undergraduate student, graduate student, or parent helping a student pay for school, these flexible loans are designed to meet your needs:
Did you know that one of the benefits of your credit union membership is access to the TruStage™ Auto & Home Insurance program?
TruStage works with a large, national insurance provider to offer competitive rates, outstanding service and a variety of car insurance options.
Many members could save money.
In just a few minutes, find out how much you could save—with no pressure and no obligation.
To learn more, you can get a free quote online or call to speak with a representative toll-free 1-855-589-2146.
Credit unions like ours make TruStage available because of our long-standing commitment to providing members with value, honesty and knowledgeable support. We strive to exceed your expectations every day, with every call, every question and every claim. Join more than 37 million consumers who rely on TruStage to help protect what matters most. As part of your financial planning, we invite you to discover how these products and programs might be right for you.
Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states.
All branches will be Closed on Monday, January 20th in observance of Martin Luther King Jr. Day.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Carolina Trust Federal Credit Union, PO Box 780004, Myrtle Beach, South Carolina 29578, USA, 8434482133