Carolina Trust was Named Best in Banking and Best Mortgage Company!
With your help, Carolina Trust was named Best in Banking in the WMBF Best of the Grand Strand Contest once again! In addition, we also received the title of Best Mortgage Company!
We appreciate each of you who took the time to vote for us in each category. Our members are at the heart of everything we do, and it is our commitment to providing you with the best service that pushes us to be the BEST.
Press Releases
Carolina Trust Federal Credit Union Announces Employee Promotion
Carolina Trust Federal Credit Union is proud to announce that Mary Carey has been appointed to the position of VP Accounting/Finance.
Mary joined the credit union in August 2022, as an Operations Coordinator, and has since held the role of Accounting Manager. Prior to joining the credit union, Carey spent several years in the banking industry where she held a variety of accounting positions
Pictured: Mary Carey, VP Accounting/Finance
Two Area Students Receive Key Scholarship Award
For the nineteenth year, Carolina Trust Federal Credit Union and HTC chose two graduating high school seniors to receive their annual Key Scholarship. High school seniors from Horry, Georgetown, Marion, Williamsburg, and the southern part of Florence County planning to attend either Coastal Carolina University or Francis Marion University were encouraged to apply.
The 2025 Key Scholarship award winners are: Myrtle Beach High School graduates, Ashley Lourdes Perez and Madelyn Lanier. This fall, both Perez and Lanier plan to attend Coastal Carolina University (CCU).
“This scholarship demonstrates our support of local students and higher education,” said Carlton Lewis, HTC Chief Executive Officer and Carolina Trust Board of Directors Member. “Both HTC and Carolina Trust are dedicated to investing in the communities we serve and this scholarship provides an excellent way to support our youth as they take the next step in their lives.”
Left: Always, August, Carolina Trust Brand Ambassador; Tim Carlisle, Carolina Trust President/CEO; Ashley Lourdes Perez, Key Scholarship Recipient; Carlton Lewis, HTC Chief Executive Officer and Carolina Trust Board of Directors Member; and Samantha Cherry, HTC Marketing Coordinator
Right: Always, August, Carolina Trust Brand Ambassador; Tim Carlisle, Carolina Trust President/CEO; Madelyn Lanier, Key Scholarship Recipient; Carlton Lewis, HTC Chief Executive Officer and Carolina Trust Board of Directors Member; and Samantha Cherry, HTC Marketing Coordinator
Carolina Trust Federal Credit Union Presents a Community Service Scholarship and a Legacy Scholarship in Partnership with the Carolinas Credit Union Foundation
For the third year, Carolina Trust Federal Credit Union and the Carolinas Credit Union Foundation chose two graduating high school seniors to win $5,000 each in scholarship awards.
The 2025 Community Service Scholarship winner is Alden McCann, who plans to attend the University of South Carolina this fall. The 2025 Legacy Scholarship winner is Justin Fountain, who plans to attend Clemson University in the fall.
Left: Tim Carlisle, President/CEO; Justin Fountain, Legacy Scholarship Recipient; Always August, Brand Ambassador; B. Michael Marlowe, Carolina Trust Board Chairman
Right: Tim Carlisle, President/CEO; Alden McCann, Community Service Scholarship Recipient; Always August, Brand Ambassador; B. Michael Marlowe, Carolina Trust Board Chairman
Fraud Prevention Tips
Pig Butchering Scam
While the name of this scam may sound funny, the outcomes are far from a game. Pig butchering refers to the well-known idea of fattening up a pig before the slaughter. Fraudsters use this idea to "fatten up" their victims emotionally and financially, encouraging more and more investment before they split. They take off with their cryptocurrency pay day and leave you with nothing but financial and emotional devastation.
This scam often starts with a friendly message, or a romantic conversation. Scammers build trust with you over time and eventually begin recommending some kind of investment in cryptocurrency. While the opportunity may seem profitable, it is far from that. These are highly skilled criminals that are professional manipulators. Even the weariest individuals could fall victim to this scam, making it particularly dangerous.
Click herefor more details as well as additional fraud prevention tips and resources.
Just a friendly reminder, Carolina Trust representatives will not request your account information through text or over the phone.
CTFCU Is Here For You
ONEFlight Myrtle Beach Classic
Carolina Trust was a proud sponsor of the ONEFlight Myrtle Beach Classic, the first PGA TOUR event in Myrtle Beach history. It was an honor to be a part of this wonderful sports tourism event that brings revenue and people to the Grand Strand area.
Chanticleer Athletic Foundation Gala
Carolina Trust was proud to be the Cheers to Chanticleers Sponsor at the Chanticleer Athletic Foundation gala. As always, it was a wonderful evening of fundraising and celebrating Coastal’s amazing student athletes.
IDCheck for CO-OP Shared Branching
The credit union is now offering a new feature for our CO-OP Shared Branching members called IDCheck. IDCheck validates out-of-state approved government-issued identification documents of members who visit a
CO-OP Shared Branch location.
Carolina Trust members may utilize this feature when visiting an out-of-state participating CO-OP shared branch. IDCheck is a secure and trusted way to verify your identity when performing a transaction.
Effective July 1, 2025 the Funds Availability Policy will have beneficial changes for next day availability and exception holds for large checks.
Sallie Mae Student Loans
Wherever you are in your higher education, get the money you need for school. Student loans from Carolina Trust in partnership with Sallie Mae® could help!Click here for more information.
Important IRA Withholding Information
Payments from your IRA are subject to federal income tax withholding, unless you elect no withholding. You may change your withholding election at any time prior to your receipt of a payment. To change your withholding election, complete the appropriate form provided by your Credit Union. Withholding from IRA payments, when combined with other withholding, may relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient. For more details, contact Carolina Trust at 843.448.2133, ext. 3.
Hurricane Preparedness
It is officially hurricane season, and we want to make sure that you’re prepared. Now is the time to ensure that you have everything that you will need in the event of an emergency. Don’t wait until it's too late.
Reminder: We will be closed on Thursday, June 19th in observance of Juneteenth and Friday, July 4th in observance of Independence Day.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Carolina Trust Federal Credit Union, PO Box 780004, Myrtle Beach, South Carolina 29578, USA, 8434482133
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