Carolina Trust was Named Best in Banking and Best Mortgage Company!
With your help, Carolina Trust was named Best in Banking in the WMBF Best of the Grand Strand Contest once again! In addition, we also received the title of Best Mortgage Company!
We appreciate each of you who took the time to vote for us in each category. Our members are at the heart of everything we do, and it is our commitment to providing you with the best service that pushes us to be the BEST.
Press Releases
Two Area Students Receive Key Scholarship Award
For the twentieth year, Carolina Trust Federal Credit Union and HTC chose two graduating high school seniors to win their annual Key Scholarship. High school seniors from Horry, Georgetown, Marion, Williamsburg, and the southern part of Florence County planning to attend either Coastal Carolina University or Francis Marion University were encouraged to apply.
The 2026 Key Scholarship award winners are: Socastee High School graduate, Brittney Ackerman and St. James High School graduate, Isabella McBride.This fall, both Ackerman and McBride plan to attend Coastal Carolina University (CCU).
Pictured L: Always, August ®,Carolina Trust Brand Ambassador; Tim Carlisle, Carolina Trust President/CEO; Isabella McBride, Key Scholarship Recipient; Carlton Lewis, HTC Chief Executive Officer and Carolina Trust Board of Directors Member; and Samantha Cherry, HTC Marketing Coordinator. Pictured R: Always, August ®, Carolina Trust Brand Ambassador; Tim Carlisle, Carolina Trust President/CEO; Brittney Ackerman, Key Scholarship Recipient; Carlton Lewis, HTC Chief Executive Officer and Carolina Trust Board of Directors Member; and Samantha Cherry, HTC Marketing Coordinator.
Carolina Trust Federal Credit Union Presents a Community Service Scholarship and a Legacy Scholarship in Partnership with the Carolinas Credit Union Foundation
For the fourth year,Carolina Trust Federal Credit Union and the Carolinas Credit Union Foundationchose two graduating high school seniors to win $5,000 each in scholarship awards.
The 2026 Community Service Scholarship winner is Lucy Truesdale, who plans to attend Clemson University this fall. The 2026 Legacy Scholarship winner is Kimberly Toney, who plans to attend Coastal Carolina University in the fall.
Pictured L: Tim Carlisle, President/CEO; Lucy Truesdale, Community Service Scholarship Recipient; Always, August ®, Brand Ambassador. Pictured L to R: Tim Carlisle, President/CEO; Kimberly Toney, Legacy Scholarship Recipient; B. Michael Marlowe, Board Chairman
CTFCU Is Here For You
Strikeout Stigma
Carolina Trust was a proud sponsor of Lighthouse Behavioral Health Hospital’s Sixth Annual Strikeout Stigma event! Some of our employees enjoyed a Pelicans game while helping raise awareness for Mental Health.
This year’s event benefitted Helping Hand of Myrtle Beach, a local nonprofit celebrating its 55th anniversary, whose mission aligns closely with Lighthouse Behavioral Health Hospital in supporting individuals facing mental health challenges and recovery.
Chanticleer Athletic Foundation Gala
Carolina Trust was proud to be the Cheers to Chanticleers Sponsor at the Chanticleer Athletic Foundation gala. As always, it was a wonderful evening of fundraising and celebrating Coastal’s amazing student athletes.
ONEflight Myrtle Beach Classic
Carolina Trust was a proud corporate partner of the ONEflight Myrtle Beach Classic, a community event that has an outstanding economic impact in the Grand Strand and returns so much to our community!
Fraud Prevention Tips
Scams are everywhere as criminals try to cash in by stealing money or valuable personal information from victims. And given our modern reliance on technologies like smartphones and the internet, if you haven’t been a victim of a scam, you’ve likely been targeted by one.Click herefor more details as well as additional fraud prevention tips and resources.
Just a friendly reminder, Carolina Trust representatives will not request your account information through text or over the phone.
Sallie Mae Student Loans
Wherever you are in your higher education, get the money you need for school. Student loans from Carolina Trust in partnership with Sallie Mae® could help! Click here for more information.
Important IRA Withholding Information
Payments from your IRA are subject to federal income tax withholding, unless you elect no withholding. You may change your withholding election at any time prior to your receipt of a payment. To change your withholding election, complete the appropriate form provided by your Credit Union. Withholding from IRA payments, when combined with other withholding, may relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient. For more details, contact Carolina Trust at 843.448.2133, ext. 3.
Current Promotions
Hurricane Preparedness
It is officially hurricane season, and we want to make sure that you’re prepared. Now is the time to ensure that you have everything that you will need in the event of an emergency. Don’t wait until it's too late.
The federal government has ended penny production, and the Federal Reserve is gradually reducing penny distribution as inventory declines. You may notice fewer pennies available in circulation.
To support this transition:
When cashing checks, we will ask members to deposit any change into their accounts.
If you are a non‑member cashing a check that requires providing change, we may not be able to cash your check due to limited coin availability.
We appreciate your patience and understanding as we navigate this nationwide change.
Reminders
Reminder: We will be closed on Friday, June 19th in observance of Juneteenth.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Carolina Trust Federal Credit Union, PO Box 780004, Myrtle Beach, South Carolina 29578, USA, 8434482133
