Carolina Trust recently hosted its Annual Leadership Conference, where the credit union’s management team discussed ways to improve leadership and service in the upcoming year.
Employees concluded the day with a cornhole tournament for the fifth year in a row. In connection with President/CEO Tim Carlisle’s emphasis on giving back, the credit union made a $1,000 donation to the winning team’s charity of choice, the Boys and Girls Club of the Grand Strand.
Carolina Trust Federal Credit Union Receives Marketing Association of Credit Unions Awards
Marketing Association of Credit Unions recently announced the winners of its annual MAC Awards, including Carolina Trust’s Gold Award in Strategic Partnerships for their Myrtle Beach Bowl Game sponsorship.
For more than 30 years, the MAC Awards have aimed to honor and award leading credit union marketers for innovative, creative, and results-driven campaigns.
Carolina Trust Federal Credit Union was recognized as a MAC Award recipient due to its achievements in its marketing strategies, which were evaluated based on objectives, target audience, overall strategy, competitive factors, and return on investment.
“On behalf of our entire team, we are very honored to win a MAC award this year and be recognized for our innovative marketing efforts. The MAC Awards are truly special to us, and we extend our congratulations to all the winners.” Tim Carlisle, President/CEO.
Carolina Trust Raised Awareness and Donated to Important Causes in October
Carolina Trust Federal Credit Union raised awareness and made donations for several important causes during the month of October.
Credit union employees raised awareness for Breast Cancer, Domestic Violence, and Down Syndrome by wearing ribbons and apparel associated with each cause. In addition, the credit union donated to Caring in Our Lifetime, Family Justice Center of Georgetown and Horry Counties, and the Grand Strand Down Syndrome Society.
New Seriously Simple Checking Accounts
Learn more about our seriously simple checking lineup from Brand Ambassador, Always, August.
SMS Updates
Carolina Trust is now participating in SMS text messaging. If you are an existing Carolina Trust member and Primary accountholder, with your membership onboarding package, you have already opted-in to receive text alerts, so you do not need to do anything else to opt-in to these messages. You will begin to receive occasional text message alerts from Carolina Trust Federal Credit Union regarding pressing information such as branch closures via the phone number +1 (912)-616-4634. Please save this number in your contacts as Carolina Trust so that you will know that it is from us. If you are a joint member, you will need to fill out the form on our on our website to opt-in
REMINDER: Carolina Trust representatives will not request your account information through text or over the phone. If you receive a text that appears to be from us asking for your account information, please report it to our Member Services Center at 843-448-2133, ext. 3.
Fraud Prevention Tips
Scams are everywhere as criminals try to cash in by stealing money or valuable personal information from victims. And given our modern reliance on technologies like smartphones and the internet, if you haven’t been a victim of a scam, you’ve likely been targeted by one.Click herefor more details as well as additional fraud prevention tips and resources.
Just a friendly reminder, Carolina Trust representatives will not request your account information through text or over the phone.
Scholarships
Carolina Trust actively demonstrates the credit union philosophy People Helping People in the communities we serve. We are honored to partner with several organizations to provide deserving students with financial assistance to achieve their higher education goals.
We're proud to announce that Carolina Trust will partner with the Carolinas Credit Union Foundation for the Carolina Trust Federal Credit Union Community Service Scholarship ($5,000.00) and the Carolina Trust Federal Credit Union Legacy Scholarship ($5,000.00) again this year.
In addition, Carolina Trust Federal Credit Union and HTC have partnered to offer two scholarship awards to local graduating high school seniors who wish to continue their education at either Coastal Carolina University (CCU) or Francis Marion University (FMU). Two $5,000 scholarships will be awarded to rising college freshmen seeking a four-year degree from CCU or FMU.
Carolina Trust was proud to have employees represent us at the Tidelands Health In the Pink Walk for Breast Cancer Awareness. The In the Pink Walk allows people to come together and celebrate survivors, have fun, and raise money and awareness for the Tidelands Health Care Fund.
Wall College Alumni Event
Carolina Trust proudly sponsored the Wall College Alumni Event at Crooked Hammock Brewery. The Wall College does an excellent job at educating young adults and preparing them for the workforce, and the credit union is a proud supporter of their efforts.
Myrtle Beach Area Chamber's Legislative Luncheon
Members of Executive Management attended the Myrtle Beach Area Chamber’s Legislative Luncheon, where they had the opportunity to connect with elected representatives from across the Grand Strand.
Holiday Skip-A-Pay
To help provide some holiday relief, you may choose to skip your Carolina Trust loan payment during November 2025, December 2025 or January 2026 for just $30.00*. Interest will continue to accrue on a skipped loan payment and other restrictions may apply.
*The $30 fee must be received before payment date will be changed. By electing to participate in the Holiday Skip-A-Payment Program, interest will continue to accrue on the outstanding principal balance at the contractual interest rate of the loan, and the term of the loan may be extended. All terms and conditions will remain the same, but the final payment or maturity date of the loan may be different because of the Holiday Skip-A-Payment. The terms of any Credit Life and/or Disability Insurance Coverage, GAP, Extended Warranty, or any other payment collateral protection coverages purchased in connection with the original obligation will not be extended for the additional term provided with this authorization. Modified loans, mortgage loans, home equity loans or lines of credit, previously modified loan, personal line of credit and VISA Credit Card payments are not eligible. If it is a joint loan, both signatures are required before it is reviewed for approval. The loan must not have been delinquent 60 or more days more than twice in the past twelve months and must be open for at least 6 months. Other restrictions may apply.
Christmas Club Account
Consider opening a Carolina Trust Christmas Club accountto save for holiday expenses throughout the year while earning a competitive rate on your deposits. Monthly deposits may be made via direct deposit, payroll deduction, or at the Credit Union. Your Christmas Club balance will automatically transfer to your checking or savings account on November 1st.
TruStage Auto and Home Insurance Program
Did you know that one of the benefits of your credit union membership is access to the TruStage™ Auto & Home Insurance program?
TruStage works with a large, national insurance provider to offer competitive rates, outstanding service and a variety of car insurance options.
Many members could save money.
In just a few minutes, find out how much you could save—with no pressure and no obligation.
To learn more, you can get a free quote online or call to speak with a representative toll-free 1-855-589-2146.
Credit unions like ours make TruStage available because of our long-standing commitment to providing members with value, honesty and knowledgeable support. We strive to exceed your expectations every day, with every call, every question and every claim. Join more than 37 million consumers who rely on TruStage to help protect what matters most. As part of your financial planning, we invite you to discover how these products and programs might be right for you.
Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states.
Carolina Trust is a proud supporter of the Santa's Village Toy Drive and will have donation bins at all of our Horry County branches. Please see below for a list of items they are requesting.
Current Promotions
Reminders
All branches will be closed on Thursday, November 27th in observance of Thanksgiving Day. While our offices are closed, please take advantage of our online, mobile and ATM services, which will be open for business.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Carolina Trust Federal Credit Union, PO Box 780004, Myrtle Beach, South Carolina 29578, USA, 8434482133
