Carolina Trust Federal Credit Union Celebrated Opening of New Lake City Branch Location with a Ribbon Cutting
Carolina Trust Federal Credit Union celebrated the opening of its new branch location in Lake City with an official ribbon-cutting ceremony on Tuesday, September 23rd.
Lake City Mayor, Yamekia Robinson, employees from the Greater Lake City Chamber of Commerce, and representatives from the Carolinas Credit Union League joined Credit Union Board Members and employees in celebrating the opening of the new branch located at 133 West Main Street Lake City, SC 29560.
Carolina Trust Federal Credit Union Was Recently Named One of the Sun News’ Best of the Beach
Carolina Trust was recently named Best of the Beach in the Credit Union category by the Sun News.
According to the Sun News, their Best of the Beach edition is “a program dedicated to recognizing the businesses, people, and places that make life here so special. This year, more than 2,100 businesses, organizations, and individuals competed across 216 categories.”
Carolina Trust Federal Credit Union Proudly Appoints Deposit and Document Operations Manager
Carolina Trust Federal Credit Union is proud to announce that Haja Fofana been appointed to the position of Deposit and Document Operations Manager.
Haja joined the credit union in June 2021 and has held several positions, most recently as the Surfside Branch Manager. Prior to joining Carolina Trust, Fofana spent over a decade in the credit union industry, where she gained extensive member service experience.
Pictured Above: Haja Fofana, Deposit and Document Operations Manager
New Seriously Simple Checking Accounts
Learn more about our seriously simple checking lineup from Brand Ambassador, Always, August.
CCU Coin-Toss Kid
Parents of Chanticleer fans ages 5-13 can now register their child for a chance to be the next CCU Coin-Toss Kid! One lucky participant will be randomly selected before each of the six home games*.
Winners will receive four tickets to a CCU home football game, one parking pass, a CCU Prize Pack, and the opportunity to accompany the team captains and referees for the official pre-game coin toss.
*No purchase necessary to enter or win. Must be age 5-13 to participate. All eligible entries, as provided in the Official Contest Rules, must be received August 21, 2025 through October, 30th 2025. An authorized adult or guardian must accompany each winner to the game. Winners must have verifiable parental or guardian permission to enter. Entry in this promotion or acceptance of any prize constitutes acceptance of the Official Contest Rules.Click here for complete details and Official Contest Rules. Entry in this promotion or acceptance of any prize constitutes acceptance of the Official Contest Rules.
Fraud Prevention Tips
Scams are everywhere as criminals try to cash in by stealing money or valuable personal information from victims. And given our modern reliance on technologies like smartphones and the internet, if you haven’t been a victim of a scam, you’ve likely been targeted by one.Click herefor more details as well as additional fraud prevention tips and resources.
Just a friendly reminder, Carolina Trust representatives will not request your account information through text or over the phone.
Scholarships
Carolina Trust actively demonstrates the credit union philosophy People Helping People in the communities we serve. We are honored to partner with several organizations to provide deserving students with financial assistance to achieve their higher education goals.
We're proud to announce that Carolina Trust will partner with the Carolinas Credit Union Foundation for the Carolina Trust Federal Credit Union Community Service Scholarship ($5,000.00) and the Carolina Trust Federal Credit Union Legacy Scholarship ($5,000.00) again this year.
In addition, Carolina Trust Federal Credit Union and Horry Telephone Cooperative, Inc. (HTC) have partnered to offer two scholarship awards to local graduating high school seniors who wish to continue their education at either Coastal Carolina University (CCU) or Francis Marion University (FMU). Two $5,000 scholarships will be awarded to rising college freshmen seeking a four-year degree from CCU or FMU.
Employees had a fantastic time at the Conway Chamber’s Lights, Camera, Conway themed annual meeting, learning more about the chamber’s accomplishments over the past year and goals for the future.
We are proud to be a sponsor of the ONEflight Myrtle Beach Classic! With an impressive $15.8 million economic impact on the Grand Strand this past year and support for incredible local organizations, the ONEflight Myrtle Beach Classic is truly so much more than golf.
Brand Ambassador, Always August and Chief Development Officer, Jessica Wilson attended the official check presentation, along with tournament director Darren Nelson and Dave Rajyagor, while supporters enjoyed a great day on the course. We’re honored to be part of an event that gives back so generously to our community.
Coastal Carolina University Health & Wellness Fair
The credit union was proud to be a part of the CCU Health and Wellness Fair, where vendors across the grand strand joined to highlight goods and services relevant to work, life, health, and wellness.
Coming Soon: Holiday Skip-A-Pay
To help provide some holiday relief, you may choose to skip your Carolina Trust loan payment during November 2025, December 2025 or January 2026 for just $30.00*. Interest will continue to accrue on a skipped loan payment and other restrictions may apply. Skip-A-Pay form will be available on the website beginning October 20th.
*The $30 fee must be received before payment date will be changed. By electing to participate in the Holiday Skip-A-Payment Program, interest will continue to accrue on the outstanding principal balance at the contractual interest rate of the loan, and the term of the loan may be extended. All terms and conditions will remain the same, but the final payment or maturity date of the loan may be different because of the Holiday Skip-A-Payment. The terms of any Credit Life and/or Disability Insurance Coverage, GAP, Extended Warranty, or any other payment collateral protection coverages purchased in connection with the original obligation will not be extended for the additional term provided with this authorization. Modified loans, mortgage loans, home equity loans or lines of credit, previously modified loan, personal line of credit and VISA Credit Card payments are not eligible. If it is a joint loan, both signatures are required before it is reviewed for approval. The loan must not have been delinquent 60 or more days more than twice in the past twelve months and must be open for at least 6 months. Other restrictions may apply.
International Credit Union (ICU) Day
International Credit Union (ICU) Day, October 16, is a day to celebrate credit unions' financial service partnership in communities around the country.
Since its inception in 1948, International Credit Union Day has been celebrated through outreach, volunteering, fundraising and other activities.
Get Your Free Credit Report
It's a good practice to check your credit report for fraudulent activity annually. The three major credit bureaus, Equifax, Experian and TransUnion, will provide you with a free copy of your credit report upon your request once every 12 months. These three national credit reporting agencies have established one central website, phone number, and mailing address to use for ordering your report. The credit bureaus will provide the free annual reports only through this central location and not through their individual websites, telephone numbers, or web addresses. Be cautious of websites offering "free" credit reports since you do not need to go through third party providers.
For your free credit report, contact the Annual Credit Report Request Service by Web: www.annualcreditreport.com, Toll-Free Telephone: 877.322.8228, or Mail: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Since you are entitled to one free annual report from each of the three bureaus, you can get them all at one time or stagger the requests throughout the year. If you request the report online, you should be able to view it immediately. Requests made by phone or mail will take approximately 15 days to process
Hurricane Preparedness
It is officially hurricane season, and we want to make sure that you’re prepared. Now is the time to ensure that you have everything that you will need in the event of an emergency. Don’t wait until it's too late.
If you make routine deposits to your savings, pay down a loan, or use your checking account or VISA® credit card, then your account is considered active. However, if you have a Carolina Trust savings, checking or loan account that has not received a transfer, withdrawal or transaction within the past 12 months then that account is considered inactive. A $10 inactivity fee will be charged each month the account remains inactive. This fee will continue to be charged until you make a minimum $1 transaction to your account, until your balance is $0 or for five years, whichever comes first. After five years of inactivity, the account is considered dormant and abandoned property by the state of South Carolina. Carolina Trust is required to turn any abandoned account over to the State. Carolina Trust's Inactivity Account Policy applies to all youth and adult accounts, excluding IRAs. You can prevent an inactive status by making at least one deposit, withdrawal or transfer to your account(s) within a 12-month period.
Current Promotions
Reminders
Carolina Trust branches will be closed on Monday, October 13th in observance of Columbus Day. While our offices are closed, please take advantage of our online, mobile and ATM services, which will be open for business.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Carolina Trust Federal Credit Union, PO Box 780004, Myrtle Beach, South Carolina 29578, USA, 8434482133
